Don’t Get Caught Up with Payday Lenders |  Diebold Federal Credit Union offers alternatives to the payday lenders. Payday lenders are known for high interest rates and locking you into a cycle of lending that is difficult to escape. We are here to help you avoid those excessive fees and break the cycle.
Call us and ask about our Overdraft Privilege Program or to set up an Overdraft Line Of Credit.
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Diebold Federal Credit Union offers an entire package of loans with low rates and flexible terms. Our flexibility and accessibility sets us apart from other financial institutions. You will notice the difference throughout the loan process. Click here for current loan rates. Click here for loan calculators.
- Vehicle Loans – Diebold Federal Credit Union offers financing for new and used vehicles, including cars, trucks, mini-vans and motorcycles.
- Home Equity Loans – We offer fixed rates for fixed terms on Home Equity Loans.
- Home Equity Lines of Credit – This variable rate loan allows you to use up to 95% of your home’s value to borrow funds. You’ll be approved for a fixed amount, and you can “draw” on funds as you need them.
- Home Improvement Loans – These fixed rate loans have a maximum of $7,500. It is a simplified second mortgage loan for a quick turn around time.
- Unsecured Loans – Borrow up to $20,000 for any purpose with no collateral required.
- Share Secured Loans – Borrow money using your Savings Account as collateral.
- Overdraft Protection Line of Credit – This line of credit is used for overdraft protection for your Checking Account.
- Credit Builder Loan – For members wishing to re-establish their credit or for those who have not established a credit history.
Members Can Apply For A Loan:- With a Member Service Representative or a Loan Officer at the credit union
- By phone during credit union office hours
- By clicking on "apply for a loan here" in the green bar at the top of the page.
The choice is yours. Apply online or contact a Member Service Representative or Loan Officer, today.
Quick Loan Facts- All loans are simple interest.
- All loans are subject to approval and credit evaluation.
- Annual Percentage Rates are based on individual credit scores and credit history.
- The maximum unsecured total can be any combination of unsecured loan products.
- With the exception of our Home Equity Line of Credit Loan, most loan decisions are usually made within 24-buisness hours.
- A New Vehicle is any vehicle with a mileage total of 10,000 or less confirmed on the Vehicle Odometer Disclosure.
- We assess a $50 pre-payment fee for all loans paid off within the first (30) thirty-days of disbursement.
Vehicle Loans Finance Your Vehicle with Diebold Federal Credit Union and Save!
- Save time and expense by financing with Diebold Federal Credit Union.
- We can pre-approve a loan for you before you shop, or provide financing for the car you plan to purchase.
- Apply online for a Pre-Approved Vehicle Loan now. Most loans are approved in a few hours. Just return the completed application to the credit union for processing.
- Search for a new or used vehicle through our Preferred Dealer Network
 Click on the Enterprise Logo to shop for used cars:- Enterprise offers used cars in many makes, models, and colors.
- Search nationwide dealer inventory with Enterprise's Online Used Car Finder.
- Contact an Account Executive at: 1-888-227-7853 for access to multiple used car dealerships.
- Enterprise offers certified used cars.
- Enterprise Car Sales offers Haggle-free Buying and Worry-free ownershipSM.
- Enterprises Car Sales Prices are Below NADA or Kelley Blue Book Retail Value.
EXTENDED WARRANTIES NOW AVAILABLE FOR YOUR NEW OR USED VEHICLESDiebold Federal Credit Union can now offer you Breakdown Protection for your vehicle. We offer several levels of protection with either a $0 or $50 deductible. Most policies even come with a 100% money back guarantee (some restrictions apply.) To get a quote on the policy which best meets your needs, contact our get a quote online.
Home Equity Loans
Use the equity in your home to borrow money. This is a fixed rate for a fixed term for a specified amount of money. You receive the money in one lump sum and your payment is determined by the balance of the loan.
Home Equity Lines of CreditThis is a variable rate open line of credit that utilized the equity in your home as collateral. At Diebold Federal Credit Union, we will finance up to 95% of your home’s value for a Home Equity Line of Credit. You then “draw” on the funds as you need them, and your payment is based on the balance of the outstanding funds you’ve drawn from the loan.
Home Improvement LoansThis loan can be used for any improvements and/or construction on your existing home. Borrow up to $7,500 and use the funds for any project around the house. It’s a great option if you don’t want an open line of credit (such as a Home Equity Line of Credit) or if you don’t want a higher balance loan (such as a Home Equity Loan.)
Unsecured LoansLooking for some cash? Do you have an unexpected expense that you can’t finance? Are you trying to consolidate some of your bills? We can help with an Unsecured Loan. Borrow up to $20,000 for any purpose. Our friendly Loan Department will be happy to help you.
Share Secured LoansIf you’re trying to improve your credit rating, a Share Secured Loan could be the answer. Borrow funds using the money in your Savings Account as collateral for this low rate loan. This will allow you to demonstrate financial responsibility as well as improve your credit score.
Overdraft Protection Line of CreditThis line of credit will protect you if you overdraft your Diebold Federal Credit Union Checking Account. Simply apply once and the line of credit can be used for up to two (2) years. You don’t have to think about it, but it’s there if you need it!
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